What we help with
Advice that fits your
actual situation
We're a small practice on purpose. That means the person who advises you is the person who answers the phone, and the plan is built around your life rather than a product someone needs to sell. Here's the ground we cover.
Where we spend our days
Four areas, one
joined-up view
Cash flow & bookkeeping sense
For owners who feel busy but never quite ahead. We find the month that always runs short, tidy the way money moves, and set up something you can actually read week to week.
- The one-page monthly picture
- A funded buffer for the lean month
- Books you understand, not just tolerate
Tax, done calmly
Provisional tax, VAT, the annual return — the deadlines that cause the most panic and the least drama once they're handled properly. We keep the detail so you keep the peace.
- IRP6 estimates you can stand behind
- VAT threshold and registration guidance
- Nothing filed at the last minute
Retirement & long-term saving
The honest trade-offs — tax deduction against flexibility, growth against peace of mind. We help you choose what suits your years and your nerves, and we question the fees no one else does.
- Plain-English fee breakdowns
- Retirement annuity and TFSA sense-check
- A number to aim for, and why
Two chairs, one whiteboard, a decision to make. We sit on your side of the table and work the numbers with you.
Business decisions
Hire or wait? Buy or lease? Raise the price or hold it? We put the numbers behind the decisions that keep owners awake, so the choice is yours but the guesswork isn't.
- Break-even and pricing work
- Hire, lease and expansion modelling
- A second, unemotional pair of eyes
Working together
Simple to start,
easy to leave
No lock-in contracts. You stay because it's working, not because you're stuck.
Free first hour
We meet, you talk, we listen. You leave with at least one thing worth doing whether or not you hire us.
Fixed quote
If there's work to do, you get a written price before we begin. It doesn't move.
The work
We do it, explain it, and hand it over in language you can repeat to someone else.
Quarterly check-ins
On a retainer, we keep the plan honest as the year turns. Cancel any time.
Not sure which of these
you need?
That's exactly what the first conversation is for. Bring the question and we'll point you to the right corner — even if it isn't ours.
Book a first conversation